Medicare Advantage Plans
Let’s talk about priorities. Your priorities.
Learn more about Medicare Advantage plan options
Enroll by December 7, 2023 to ensure you are covered for 2024.
If you are almost 65 years of age or older, it’s important to find a Medicare Advantage (MA) plan that fits your needs and budget. With MA you get all the services you are eligible for under Medicare, and with most MA plans you are covered for care not covered by original Medicare. Plans may include:
- Lower out of pocket costs
- Additional coverage for dental, hearing, vision
- Gym membership, with some MA plans
Submit the form below to learn more about your MA and educational events near you:
Open enrollment is the time to think about your health care priorities and learn which Medicare Advantage plans provide the services you value most. Open Enrollment, is Oct 15 thru Dec 7. You’ve got a lot of options so it’s important to learn more about what is available in your area before making this important decision.
Medicare Advantage FAQs
Annual Enrollment Period (AEP): is between October 15 and December 7, anyone Medicare eligible can choose a Medicare Advantage Plan. Your coverage will begin on January 1 of the following year.
Initial Enrollment Period (IEP): During the seven-month period that starts three months before the month you turn 65, includes the month you turn 65, and ends three months after the month you turn 65. Your coverage will begin the first day of the month after you ask to join a plan. If you join during one of the three months before you turn 65, your coverage will begin the first day of the month you turn 65.
Special Enrollment Periods (SEPs): In most cases, you must stay enrolled for the calendar year starting the date your coverage begins. However, in certain situations, you may be able to join, switch, or drop a Medicare Advantage Plan during a Special Enrollment Period. Some examples include:
- You change where you live
- You lose your current coverage
- You have a chance to get other coverage
- Your plan changes its contract with Medicare
In most cases, you must stay enrolled for the calendar year starting the date your coverage begins. However, in certain situations, you may be able to join, switch, or drop a Medicare Advantage Plan during a Special Enrollment Period. Some examples include:
- You change where you live
- You lose your current coverage
- You have a chance to get other coverage
- Your plan changes its contract with Medicare
For many Medicare Advantage plans, keeping your primary care physician will not be a problem, for others it can be. When researching plans available to you, this is a very important detail, and we encourage everyone to clarify this possibility when talking with a MA insurance professional.*
*That representative may be a licensed insurance agent/broker that is not affiliated with Brown & Toland Physicians.
Eligible and still employed people should speak with their company benefits department to have a clear understanding of their policies before proceeding.
To get the coverage that’s best for you, it’s important to know your choices. So let’s start with A, B, and D’s of Medicare. We’ll save C for last, as this critical step and the Medicare Advantage plans offered through Brown & Toland allow you can choose a plan that offers comprehensive coverage tailored to meet your needs. Take charge of your health and let us be your trusted partner on a new stage of your health care journey.
Medicare Part A: Hospital Coverage
Part A covers care you receive while you are an inpatient in a hospital or a skilled nursing facility.
Medicare Part B: Medical Coverage
Part B covers doctor visits, clinic services, and care you receive as an outpatient.
Medicare Part D: Prescription Drug Coverage
Part D covers many generic and brand-name prescription medications.
You may also choose to enroll in a Medigap policy (supplemental insurance) for an additional cost.
Part: C: Medicare Advantage
Part C: Medicare Advantage combines Parts A and B into one plan. Most plans include prescription drug coverage as well. Eye care, dental care, and hearing aids may also be included.
